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This opportunity could apply to all first-time buyers, whether it’s you, you and your partner, your brother or your sister, your daughter or son, or your granddaughter or grandson.
Two last points to consider when thinking about buying a home:
From what we see here, the numbers speak for themselves. Call us to work out your plan.
Purchase Price: $425,000 • Your Down Payment: 5% = $21,250 • Closing Costs: ~$1,200
BC Property Transfer Tax: $0 for qualified 1st-time buyers, below $450,000
Your Total Investment: $22,450
BC HOME Partnership Down Payment: 5% = $21,250
Total Mortgage Amount (includes CMHC Premium): $391,680
Assuming that:
Increase in equity: $75,098.22
Percent increase in equity: 335% (67% per year)
Taxes due on amount: $0 – No Capital Gains Tax on primary residence
Purchase Price: $750,000 • Your Down Payment: 5% = $37,500 • Closing Costs: ~$1,200
BC Property Transfer Tax: $13,000
Your Total Investment: $51,700
BC HOME Partnership Down Payment: 5% = $37,500
Total Mortgage Amount (includes CMHC Premium): $691,200
Assuming that:
Increase in equity: $154,199.04
Percent increase in equity: 298% (60% per year)
Taxes due on amount: $0 – No Capital Gains Tax on primary residence
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Head Office: 1838 West 1st Avenue Vancouver, B.C V6J 1G5 Fax: 604-224-5279 Email: info@faithwilsongroup.com