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From Lorraine Gingras, Our RBC Mortgage Specialist…

This Week’s Best Rates

effective April 14, 2014

TERM

RATE

2 Year Fixed Closed

2.54%

3 Year Fixed Closed

2.79%

4 Year Fixed Closed

2.89%

5 Year Fixed Closed

3.09%

7 Year Fixed Closed

3.89%

5 Year Variable Closed

Prime – .50%

*all rates subject to change without notice.

**for purchase/switch transactions only.  Some conditions apply.

B-21 Guideline Residential Mortgage Insurance Underwriting Practices and Procedures

The Office of the Superintendent of Financial Institutions (OSFI) released the draft of their mortgage insurer guidelines recently.  There had been much speculation on whether the guidelines would slow the housing market, but in fact the Guideline B-21 Residential Mortgage Insurance Underwriting Practices and Procedures is simple and practical policy, with many of the guidelines already having been adopted by RBC and other lenders.

To read more: http://www.canadianmortgagetrends.com/canadian_mortgage_trends/2014/04/b-21-here-at-last.html

RBC-Colour-Sheild-High-Quality1

Lorraine Gingras I Mortgage Specialist I Vancouver B.C.

RBC Royal Bank I T: 604-315-6216 I F: 604-266-9916

http://mortgages.rbcroyalbank.com/lorraine.gingras

Lorraine Gingras I Mortgage Specialist I Vancouver B.C.

RBC Royal Bank I T: 604-315-6216 I F: 604-266-9916

http://mortgages.rbcroyalbank.com/lorraine.gingras

 

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